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KAIROS HOF PARTNERS LOUIE INNOVATION CONCEPT ON THE LAUNCH OF Z KORTING

Reputable sustainable real estate developer Kairos Hof Consultants declared on January 30, 2024, that it will launch Z Korting, a housing initiative and property investment program aimed at young adults in Nigeria. Kairos Hof commenced publicity and circulation for the project on February 1, 2024. Olagoke Fagbohun, Managing Director of Kairos Hof Consultants Ltd. and Group Chairman of Kairos Group, stated at a press conference held by the company to commemorate the launch of Z Korting and the official signing of a partnership agreement with Louie Innovation Concept in Abuja that “our overarching business objective remains to empower Nigerians by providing them with affordable housing opportunities.” Z Korting satisfies youths’ socioeconomic needs and gives them the opportunity to achieve their aspirations of becoming property owners.” The project, whose pilot phase consists of 17 five-story apartment buildings, is designed with urban living features, youthful experiences, and comfort in mind. As the pilot program gets underway, Hof City, Abuja, will act as a springboard and eventually spread to other major Nigerian cities. It was made by the youthful staff members of the KairosHof team and for the younger generation of Nigerians. It is specifically made to appeal to digital nomads looking for a breath of community and innovation, which will invigorate them and inspire newfound creativity. The project is described by Ojehomon Anetor, Director of Business Development, as a live, work, play, and eating experience. Because of the high cost of housing in Nigeria, the country’s current housing investment structure does not sufficiently take into account the needs of the younger generations or their purchasing power. With 70% of its population under 30, Nigeria claims to have the largest youth population in the world. For this reason, through Z Korting, Kairos Hof is spearheading the discussion among the younger generation about real estate investment. A product aimed at young professionals who are surpassing their international peers in their field but are still struggling to buy a place of their own. He said that the project would give the younger generations real estate investment opportunities, enabling them to become property owners and generate income from their holdings. The apartments are a notch above basic and guarantee a surreal living experience. Z Korting is here to help you own the future. Owning your own home is a testament to your achievements and a foundation for your future. Property investing is within your reach, and financial empowerment is a reality.

10 TIPS FOR FIRST-TIME HOME BUYERS IN ABUJA
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AFFORDABLE DOESN’T MEAN CHEAP

Is it just me, or did you ever take the word “affordable” to mean “cheap”? I just want to make sure I’m not the only one at this table. You know how you just get random flashbacks of events that happened years ago? Recently, I had one of those. I saw this pretty lady at a saloon some years ago and She had nice hair bundles I complimented her looks and the hair bundles, and then I asked how much she got the hair for, which she was kind enough to tell me, and I innocently blurted out, “Oh, that’s cheap.” If you are anything like me and you always think that when you hear the word affordable, it means it has a low price tag, then you may want to stay with me through this post because we will be debunking the myth that “affordable” means “cheap.”. Saying a product is cheap frequently implies that it is of low quality and low price; on the other hand, saying a product is affordable indicates that you are getting value for your money. “Let’s be honest, low-quality products often require high maintenance. A house is not necessarily cheap just because it is deemed affordable. You have to consider the overall value and quality of the house rather than focusing solely on the price. Yes, sometimes affordable homes may require a larger initial deposit, but they will ultimately help you save more money. Cheap houses, on the other hand, tend to cut costs on building materials as a way of turning in more profit, resulting in low-quality homes that sacrifice the quality of labour, materials, or even both. However, quality is prioritized in affordable housing, making the structures sturdy and reducing the need for frequent maintenance. In the long run, the people who chose the affordable option will show that they made the right decision, even though initially it might have seemed as though the people who chose the cheap houses made the best choice because, well, they will be saving some money. This is what I am trying to get across to you “If it seems too good to be true, then it probably is.” I am not trying to say that every expensive item is of high quality, nor am I trying to say that every cheap item is of low quality. Value and quality ought to, in my opinion, be the primary considerations when making real estate purchases. Now that you are aware of the distinctions between the two, would you choose a cheap home or an affordable home?If you are searching for an affordable house that prioritizes quality and durability, you might want to click the link below to look at some of these selections.

AFFORDABLE DOESN’T MEAN CHEAP
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10 TIPS FOR FIRST-TIME HOME BUYERS IN ABUJA

As a first-time home buyer in a new city, you might run into a few obstacles while looking for a place that best fits your needs and budget. These obstacles could include dealing with real estate agents who want to take advantage of your inexperience and try to take advantage of you, or imposters who pose as homeowners to defraud you of your hard-earned money. I am here to assist because I am aware of your worries. I will be providing some advice in this post that could serve as a guideline to assist you in better understanding the operation of the Abuja market. As a real estate executive looking out for your best interests, I will be sharing advice with you in this article. These tips would help you as a first-time home buyer in Abuja. They are listed below: Establish your financial plan. Ascertain that your finances are prepared. Research the neighborhoods in Abuja to find the best fit for you HIre a reputable real estate agent or company Always go for Inspections Consider the long-term benefits Understand the legal process Do not rush into a decision Bargain for the best available rates by negotiating prices Getting a house for the first time may incur additional costs. Let’s dive right in and have a better insight into these tips and how to effectively utilize them 1. ESTABLISH YOUR FINANCIAL PLAN: This is the first and most important tip. Having a budget in place before beginning your home search will help you focus your search and will also save you time and effort. There would be so many options to pick from, but with a budget, you would be saved from all that stress. The first question any agent or company would ask you in Abuja is “What is your budget?” because this helps the agents filter their search. Without a budget, purchasing a home is like trying to chop down a tree with a kitchen knife—too stressful. So make sure you have a budget before you begin your search. 2. ENSURE YOUR FUNDS ARE READY AT HAND: In Abuja, there are not many companies that can assist you in obtaining the National Housing Funding (NHF) or that would offer you a payment plan when you are trying to purchase a house. However, there are companies like “Kairos Hof” that can provide you with both. Therefore, before you start the purchasing process, make sure you are pre-approved for a loan if you decide to proceed with it. However, these options are only available for off-plan projects; to purchase a completed, standing building, you must have all of your funds raised and prepared. 3. RESEARCH THE NEIGHBORHOODS IN ABUJA TO FIND THE BEST FIT FOR YOU:  To determine if a neighborhood is the best fit for you, it is crucial to research them. As previously mentioned, researching and deciding on a budget both aid in refining your search. Your search will get easier and the work of whoever is assisting you will get easier once you have a budget and a preferred location. When conducting your research, you might want to take into account a few things, like how close your place of employment is to the market, the hospital, and your children’s school (if you have any). Additionally, you should determine whether this neighbourhood has reliable power, clean water, and a decent access road. 4. HIRE A REPUTABLE REAL ESTATE AGENT OR COMPANY: Find an agent who understands the market well and who also has good negotiation skills to help you negotiate properly with these homeowners to get you the best deals possible. It is also very important to do proper research on these agents because there are a lot of fraudulent people out there posing as agents, and you don’t want to fall victim to their scams. The safest option would always be to buy directly from a reputable real estate company. This way, if there is any concern, you could always direct your complaints to their office. But whatever option you decide to go with, always run a proper background check. 5. ALWAYS GO FOR INSPECTIONS: It is important to always go for inspections. Whenever an agent sends you details of any new listings, always make sure you go for inspections and don’t just assume based on the information given by the agents, because the truth is, nobody knows your taste better than you. Besides, you may also want to ensure that everything in the house works as it should, although this is for already-finished buildings. For off-plan projects, inspections are also important because you get to monitor the building process. It is advisable to always go for inspections, and even if you are not available for an inspection, you can get someone whose judgment you trust to go on your behalf. But make sure you go for inspections regularly. 6. CONSIDER THE LONG-TERM BENEFITS: When buying a property, don’t just make your judgment based on what you see now; you may want to base your judgment on the potential the place has to be an urban residence. Think about how the area may develop in the future and how it may impact the value of the house. 7. UNDERSTAND THE LEGAL PROCESS: Make sure you understand the legal process involved in buying a house and have your lawyer review all documents. Additionally, you might want to independently verify the documentation and possibly even take it to the appropriate authorities for appropriate background checks. This is crucial because, in most cases, some developers proceed with construction even though they do not have the required building approval from the appropriate bodies, which will ultimately have a greater impact on you, the buyer. 8. DO NOT RUSH INTO A DECISION: Take your time looking for the ideal home, do not feel pressured to decide, and do not rush the process. Even when purchasing a home, you may find that your options are limited due to your budget and preferred

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